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Accident Insurance

Imperial General Accident Insurance

Imperial General Assurance offers a wide range of accident policies and this includes Group Personal Accident, Workmen’s Compensation, Public Liability, Professional Indemnity, Goods in transit and Bankers Blanket indemnity.

Imperial Travel Insurance

Travel in Royalty

Safeguard your travel beyond the borders of Ghana with Imperial Travel policy to protect you against any unforeseen incident(s) that may affect their trip.

Benefits:

• Medical and hospitalization expenses abroad
• Luggage delay, damage or loss
• Curtailment or cancellation expenses
• Repatriation expenses
• 24-Hour Help Line
• Personal accident/ liability abroad
• Personal accident/liability from home to airport
• Personal civil liability and legal defence abroad

Group Personal Accident/Personal Accident

Workplace injuries can affect the smooth operation of businesses and may also lead to costly compensation payments. With our Group Personal Accident policy, your employees are insured against injury which may lead to temporary or permanent disability or death in their line of work.

Employer's Liability/Workmen's Compensation

Public Liability

At Imperial, our Public Liability Insurance covers your business from claims of loss or legal cost made by a member of the public who sustains bodily injury or harm or suffers illness on the premises of your business or in connection with your business.

Professional Indemnity

For all professionals such as engineers, lawyers, architects, surveyors, doctors, and among others, your job requires the provision of expert advice or service to people. Your advice or service may have an unintended negative impact on your clients, relations, or anyone who receives it and this may make you liable for legal actions and unexpected financial loss. Our Professional Indemnity insurance gives you rest by taking care of all the costs associated with claims relating to the unintended implications of your action(s).

Goods-in-Transit

This provides insurance cover for goods against theft, loss or damage while they are being transported in a vehicle from one point to the other during the course of a business.

Banker’s Blanket Indemnity/ Fidelity Guarantee

A Banker’s Blanket Indemnity insurance protects a bank from loss of money and/ or securities on-premises and in transit due to various threats leading to financial loss arising from forgery, fraud, and dishonesty of employees.

Money Insurance

IImperial’s Money Insurance protects your business against the loss, damage, and destruction of money whether in transit, in safe(s) or cash held on your premises.

Electronic Equipment Insurance

Our Electronic Equipment policy gives you solid protection to cover the cost to repair or replace insured electronic equipment such as laptops, TV sets, phones, etc., following its breakdown.

Professional Indemnity

For all professionals such as engineers, lawyers, architects, surveyors, doctors and among others, your job requires the provision of expert advice or service to people. Your advice or service may have unintended negative impact on your clients, relations or anyone who receives it and this may make you liable to legal actions and unexpected financial loss. Our Professional Indemnity insurance gives you rest by taking care of all the costs associated with claims relating to the unintended implications of your action(s).

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